The ANZ goMoney wallet uses Bell ID's Secure Element in the Cloud software platform and removes the need for a separate app or SIM card upgrade for customers.
"Much of the complexity associated with launching a mobile payments service is removed by storing the payment credentials in the cloud," Pat Curran, executive chairman at Bell ID, said in a statement. "Australia and New Zealand are hotbeds for mobile payments innovation at the moment and ANZ is leading the charge. ANZ can now create, issue and manage the lifecycle of HCE contactless payment cards, offering cutting edge services to its customers."
Bell's product manages keys, certificates and credentials in a secure remote environment rather than in the mobile device, providing application issuers with the independence and control to manage their credentials without the need for third-party involvement, according to the announcement. It provides the functionality to complete (EMV payment) transactions using a standard contactless terminal and acceptance infrastructure.
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